Welcome to Aidvantage!

Aidvantage has one mission — to assist you in managing the repayment of your federal student loans. Please log in for more information about your loans owned by the Department of Education.

To learn about the Department of Education's announcement related to changes to income-driven repayment (IDR) plans, click here.
Interested in Public Service Loan Forgiveness? Click here for more information.
Federal student loan flexibilities for the COVID-19 emergency have been extended through August 31, 2022. We are updating our websites and systems as quickly as possible to explain the types of relief now available for federal student loans held by the Department of Education. We appreciate your patience. Visit StudentAid.gov/coronavirus for updates.
Massachusetts customers – click for an important message.
If you made payments during the COVID-19 suspension, click here for more information.
Auto Pay Confirmation Required — For borrowers with Department of Education owned loans that are in the COVID-19 payment suspension, you must act now if you're enrolled in Auto Pay to ensure your Auto Pay payments resume after the COVID-19 payment suspension ends. Log in abovebelow to opt in or out of your Auto Pay enrollment.

Student Loan Servicing

Are you in an Income-Driven Repayment (IDR) Plan? Re-certify your income annually on StudentAid.gov >

Get answers to your questions about student loan interest and tax statements >

Watch out for companies that offer "student debt relief" for a fee - some may claim to be the U.S. Department of Education or Aidvantage to confuse you and offer services that we do for free. You never have to pay for help. Protect yourself - understand how to identify these student loan scams >

Have you been affected by a natural disaster? Call us for help at 800-722-1300. Learn more about getting disaster relief >

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In Repayment

Read about your options for:

  • Income-Driven Repayment (IDR) plans for federal student loans
  • Other repayment plans
  • Federal loan consolidation
  • Deferment and forbearance
  • Forgiveness, cancellation, and discharge
Learn more
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Military Benefits

If you are a member of the military, your federal loans may qualify for the Servicemembers Civil Relief Act (SCRA) and other military benefits.

Learn more
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